Loan-Term Commercial Loans
If you’re looking for long-term financing for multifamily or commercial property, we offer some unique loan solutions. We can place financing requirements with a variety of sources, including hedge fund programs, private investors, alternative and industry-specific lenders, as well as local banks and credit unions with competitive rates and terms.
Our programs require first-position mortgages, and loan amounts can range from $100,000 to $10MM or greater. Eligible properties include multi-family, retail, mixed-use, office, industrial, warehouse, self-storage, special purpose, vacant lots, and raw land development.
Loan Type
- Credit Documentation: Credit is typically required, but not a major underwriting factor
- Income Documentation: Income documentation on borrower is typically not required.
- Asset Documentation: Requires bank statements to verify down payment availability
- Loan to Value: Typically 65%-75%.
- Interest Rate: Starting at 7.49% interest-only (to well qualified borrowers) – ranging to 10%.
Typically fixed for 3-5 years; some with prepayment penalties - Points: 3-5 points, set based on experience and overall project risk.
- Term: Typically 30-year term
- Credit Documentation: Strong credit profile is required
- Income Documentation: Global income documentation + pro forma / actual financials on subject.
- Asset Documentation: Required.
- Loan to Value: Up to 80% of purchase price (if a purchase) or current valuation (if refinance).
- Interest Rate: Starting at 4.65%; lower for qualifying borrowers and assets.
- Points: 1-2 points as negotiated.
- Term: 20-30 year fully-amortized.
Want More Information?
Complete this form and a Honey Bee Financial analyst will be in touch to help answer your questions and discuss which investment option is best for you.
Previous projects trusting our services:
